The Funding Pool By RanLife
9272 S 700 E, Sandy, UT 84070
www.fundingpool.com
Internal Reviews
(0 reviews)
Total loans closed with Loan Factory
0
Total loans closed with Loan Factory (past 12 months)
0
Lender overview
Basic information
N/A
N/A
Lock policies & Fees
Lock Policies
Lock Extension Fees:
1 Day - .02
4 Days - .06
9 Days - .130
15 Days - .220
30 Days - .375
UHC lock extension is $25 a day with a max of 30 days.
Relock – Under 30 days, worst case plus extensions.
31-59 days worst case.
60+ new lock.
- Worse Case Pricing Applies to:
ARM to Fixed
Conv to Govie
0-180 months to 181 to 360 months
And vice versa for all the above
Lender's niche & Overlays
Non QM – Mortgages that do not utilize AUS
- ITIN
- Asset depletion
- Bayview DSCR
- WAB DSCR
- Deephaven
- DSCR DSCR 5-9 Unit
- Bank statement
- Construction loans
- Deephaven Second Mortgage
DPA | HFA Down Payment Assistance
- UT Housing
- ID Housing 1st
- ID Housing 2nd
- ID Housing Forgivable 3rd
- WA Housing – HSA Advantage
- TX Housing
- The National
- Bridge loan
- Arizona Housing
Agency Product
- Government Products
- Conventional Products
Non Agency
Despite most products being titled “Jumbo”, these loans can be used for a myriad of scenarios and amounts, including under the conforming limits. See each loan minimum and max.
- Bayview Jumbo AUS
- Bayview Jumbo Plus
- Bayview Investor Plus
- WAB Portfolio Jumbo QM and Non-QM
- WAB Express
- WAB Expanded QM and Non-QM
- Deephaven– Expanded Prime
- Deephaven Credit Event Loan – Non-Prime
Lender turn time
3
1
1
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